- Do you know exactly where your hard-earned money goes?
- Have you thought about how much of your income you could save?
- Do you find you live from pay-cheque to pay-cheque?
- Do large bills have a major impact on your cash flow?
- Do you find that increases in your earnings do not translate to increases in savings?
We work with you to do a complete review of your income, assets, liabilities and spending habits and then make recommendations on how you can improve your financial situation, whilst maintaining you lifestyle.
- Creating a realistic budget
- Looking for opportunities to save money via extra loan repayments, salary sacrificing, investments or creating a savings plan
- Helping you implement your plans and reviewing them regularly