Q&A Andrew Heaven

/Q&A Andrew Heaven

Q: Can you explain how Centrelink assess my income and assets in determining my entitlement to the Aged Pension?

Q: Can you explain how Centrelink assess my income and [...]

By |2019-10-21T14:08:28+11:00October 21st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: Can you explain how Centrelink assess my income and assets in determining my entitlement to the Aged Pension?

Q. Is it possible for me to leave my half of our shares to one of our children. Therefore, the shares would be held jointly in the names of my wife and our son upon my death.? What will happen with the pa

Q: I am 87 years old and my wife is [...]

By |2019-10-21T13:42:57+11:00October 21st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Is it possible for me to leave my half of our shares to one of our children. Therefore, the shares would be held jointly in the names of my wife and our son upon my death.? What will happen with the pa

Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. I have received an offer to buy CommBank PERLS [...]

By |2019-10-15T09:47:59+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. With Term deposit rates falling to a ridiculous level, we have to think of alternate investment for our term deposit money.  What should we do?

Q: We are self-funded retirees and rely on returns from [...]

By |2019-10-14T14:13:29+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. With Term deposit rates falling to a ridiculous level, we have to think of alternate investment for our term deposit money.  What should we do?

Q. What is the deadline for lodging this year’s tax return? What are the penalties and consequences I will face if I lodge my tax return after the due date?

Q. I have not lodged my tax return for the [...]

By |2019-10-14T14:13:20+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What is the deadline for lodging this year’s tax return? What are the penalties and consequences I will face if I lodge my tax return after the due date?

Q. My daughter is looking to buy a car, where would you recommend she invest her savings?

Q: My daughter is looking to buy a car when [...]

By |2019-09-26T16:14:17+11:00September 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. My daughter is looking to buy a car, where would you recommend she invest her savings?

Q. Can you please guide me on what financial documents I should keep and what I can cull?

Q: In the spirit of Marie Kondo, I am looking [...]

By |2019-09-26T15:53:13+11:00September 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Can you please guide me on what financial documents I should keep and what I can cull?

Q. Jury Duty in NSW: how do I receive and what are the tax implications of this payment?

Q:  I have just been summoned to attend Jury Duty [...]

By |2019-09-13T12:26:44+11:00September 13th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Jury Duty in NSW: how do I receive and what are the tax implications of this payment?

Q. Redundancy Package: Is this fair and what are my options?

Q: I have been made redundant after nine years’ service. [...]

By |2019-09-13T11:40:47+11:00September 13th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Redundancy Package: Is this fair and what are my options?

Q. Could you please explain the difference between purchasing the property as “Joint Tenants” as opposed to “Tenants in Common”?

Q: I have just purchased a property jointly with my [...]

By |2019-09-06T17:29:16+11:00September 6th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Could you please explain the difference between purchasing the property as “Joint Tenants” as opposed to “Tenants in Common”?