Q&A Andrew Heaven

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Q: My wife and I have both recently reached qualifying age for the Age Pension. Can you please explain how Centrelink calculate our entitlements?

Q: My wife and I have both recently reached qualifying [...]

By |2020-02-20T16:27:43+11:00February 20th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: My wife and I have both recently reached qualifying age for the Age Pension. Can you please explain how Centrelink calculate our entitlements?

Q: According to Centrelink, we are ineligible to receive Age Pension but qualifies for Commonwealth Seniors Health Card. What is it and its benefits?

Q: Centrelink have advised that we are ineligible to receive [...]

By |2020-02-20T14:43:10+11:00February 20th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: According to Centrelink, we are ineligible to receive Age Pension but qualifies for Commonwealth Seniors Health Card. What is it and its benefits?

Q: Could you please explain how the First Home Loan Deposit scheme operates and what is the eligibility criteria?

Q: Could you please explain how the First Home Loan [...]

By |2020-02-14T12:40:00+11:00February 14th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: Could you please explain how the First Home Loan Deposit scheme operates and what is the eligibility criteria?

Q: Our daughter and her partner asked us to act as guarantor on a loan to buy their first home. What are the risks we should consider?

Q: Our daughter and her partner have approached us to [...]

By |2020-02-14T12:35:01+11:00February 14th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: Our daughter and her partner asked us to act as guarantor on a loan to buy their first home. What are the risks we should consider?

Q: How do I determine my investment risk profile?

Q: How do I determine my investment risk profile? A: An [...]

By |2020-02-07T12:18:10+11:00February 7th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: How do I determine my investment risk profile?

Q: I am extremely concerned about my exposure to the share market. Is now the right time to be invested in shares?

Q: I am extremely concerned about my exposure to the [...]

By |2020-02-07T12:18:32+11:00February 7th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am extremely concerned about my exposure to the share market. Is now the right time to be invested in shares?

Q: How can I buy a gold bullion bar?

Q: How can I buy a gold bullion bar? A: [...]

By |2020-01-31T09:20:47+11:00January 31st, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: How can I buy a gold bullion bar?

Q: I’m thinking of investing in gold. Can I own a physical Gold inside a SMSF?

Q: I am concerned about investment risk and the uncertainty [...]

By |2020-01-31T09:15:53+11:00January 31st, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I’m thinking of investing in gold. Can I own a physical Gold inside a SMSF?

Q: With Term deposit rates falling to a ridiculous level, what are the alternate investment for our term deposit money?

Q: As self-funded retirees, we rely on returns from shares [...]

By |2020-01-24T16:25:33+11:00January 24th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: With Term deposit rates falling to a ridiculous level, what are the alternate investment for our term deposit money?

Q:I have been told that the government has a reverse mortgage facility that is available to Age Pension recipients. Is this correct?

Q. We are struggling to meet our daily living expenses [...]

By |2020-01-24T16:19:09+11:00January 24th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q:I have been told that the government has a reverse mortgage facility that is available to Age Pension recipients. Is this correct?