Q: We assisted my son and his partner by contributing $120,000 to their deposit as a gift. How will this affect my Age Pension entitlement?
Q: I am applying for the Age Pension and the [...]
Q: I have been unemployed for 3 months and receive a fortnightly Newstart benefit. I have been unable to find work and I am struggling to cover bills. Can I access my Super to clear my debts? I am 32 years old and single.
A: Generally, you cannot access your superannuation before reaching your [...]
Q. We are looking to upgrade from a home unit to a family home. How do banks determine our capacity to borrow and how much should we borrow without overextending ourselves?
A. Broadly speaking, your lending eligibility is determined by your [...]
Q. What is an Investment Risk profile and what should an investor consider in determining their risk profile?
A. An Investment Risk profile is an assessment of your [...]
Q. What are the consequences for my Age Pension if gifts are counted as an asset?
Q. I am applying for the Age Pension and the [...]
Q. Will the Government lend money to retirees whose Allocated Pension and Age Pension are adversely affected by the changes to the Asset Test?
Q. As a result of the changes to the Assets [...]
What are the Age Pension consequences of mum selling her house and moving in with my family?
Q. My mum is single and due to retire next [...]