centrelink

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Q: I am a self-funded retiree who receives a part Age Pension.  What steps should I now be considering to optimise my Age Pension benefits?

Q: I am a self-funded retiree who receives a part [...]

By |2020-04-24T11:12:46+10:00April 24th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am a self-funded retiree who receives a part Age Pension.  What steps should I now be considering to optimise my Age Pension benefits?

Q: I am looking to reduce my pension payment. What happens if I have already taken more than the revised minimum amount this financial year?

Q: I am looking to reduce my pension payment to [...]

By |2020-05-15T15:19:07+10:00April 24th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am looking to reduce my pension payment. What happens if I have already taken more than the revised minimum amount this financial year?

Q: I am a self-funded retiree who receives a part Age Pension. What steps should I now be considering to preserve our retirement income?

Q: I am a self-funded retiree who receives a part [...]

By |2020-03-27T11:43:11+11:00March 27th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am a self-funded retiree who receives a part Age Pension. What steps should I now be considering to preserve our retirement income?

Q: I am looking to access a part of my Superannuation as a result of losing my job last week. I am 48 and have a mortgage.  How much can I draw and who do I apply to and what is the process?

Q: I am looking to access a part of my [...]

By |2020-03-27T11:40:38+11:00March 27th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am looking to access a part of my Superannuation as a result of losing my job last week. I am 48 and have a mortgage.  How much can I draw and who do I apply to and what is the process?

Q: My wife and I have both recently reached qualifying age for the Age Pension. Can you please explain how Centrelink calculate our entitlements?

Q: My wife and I have both recently reached qualifying [...]

By |2020-02-20T16:27:43+11:00February 20th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: My wife and I have both recently reached qualifying age for the Age Pension. Can you please explain how Centrelink calculate our entitlements?

Q: According to Centrelink, we are ineligible to receive Age Pension but qualifies for Commonwealth Seniors Health Card. What is it and its benefits?

Q: Centrelink have advised that we are ineligible to receive [...]

By |2020-02-20T14:43:10+11:00February 20th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: According to Centrelink, we are ineligible to receive Age Pension but qualifies for Commonwealth Seniors Health Card. What is it and its benefits?

Q: I have been unemployed for 3 months and receive a fortnightly Newstart benefit.  I have been unable to find work and I am struggling to cover bills.  Can I access my Super to clear my debts?  I am 32 years old and single.

A: Generally, you cannot access your superannuation before reaching your [...]

By |2019-09-04T09:43:54+10:00November 10th, 2018|Blog, Media Articles, Q&A Andrew Heaven, Uncategorized|Comments Off on Q: I have been unemployed for 3 months and receive a fortnightly Newstart benefit.  I have been unable to find work and I am struggling to cover bills.  Can I access my Super to clear my debts?  I am 32 years old and single.

Q. We are looking to upgrade from a home unit to a family home.  How do banks determine our capacity to borrow and how much should we borrow without overextending ourselves?

A.  Broadly speaking, your lending eligibility is determined by your [...]

By |2019-09-04T09:44:03+10:00November 3rd, 2018|Blog, Media Articles, Q&A Andrew Heaven, Uncategorized|Comments Off on Q. We are looking to upgrade from a home unit to a family home.  How do banks determine our capacity to borrow and how much should we borrow without overextending ourselves?