insurance policy

Home/Tag: insurance policy

Q. What to expect when you have a Financial Planner conducting a Financial Planning review?

Q: I have used a Financial Planner for advice and [...]

By |2019-11-08T17:26:28+11:00November 8th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What to expect when you have a Financial Planner conducting a Financial Planning review?

Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. I have received an offer to buy CommBank PERLS [...]

By |2019-10-15T09:47:59+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. With Term deposit rates falling to a ridiculous level, we have to think of alternate investment for our term deposit money.  What should we do?

Q: We are self-funded retirees and rely on returns from [...]

By |2019-10-14T14:13:29+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. With Term deposit rates falling to a ridiculous level, we have to think of alternate investment for our term deposit money.  What should we do?

Q. My daughter is looking to buy a car, where would you recommend she invest her savings?

Q: My daughter is looking to buy a car when [...]

By |2019-09-26T16:14:17+10:00September 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. My daughter is looking to buy a car, where would you recommend she invest her savings?

Q. Can you please guide me on what financial documents I should keep and what I can cull?

Q: In the spirit of Marie Kondo, I am looking [...]

By |2019-09-26T15:53:13+10:00September 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Can you please guide me on what financial documents I should keep and what I can cull?

Q. Binding Death Benefit Nomination versus Reversionary Beneficiary: What’s the difference?

Q: I am 65 and married. I have a Superannuation [...]

By |2019-09-06T17:04:22+10:00September 6th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Binding Death Benefit Nomination versus Reversionary Beneficiary: What’s the difference?

Q. Can we change an existing Home Care Package provider if we are unhappy with their services?

Q. Can we change an existing Home Care Package provider [...]

By |2019-09-04T09:38:31+10:00August 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Can we change an existing Home Care Package provider if we are unhappy with their services?

Q. Would I satisfy Total and Permanent Disability Insurance if I have been off work for two years due to sickness or accident?

Q. My Employer provides a 2 year Temporary Salary Continuance [...]

By |2019-09-04T09:39:29+10:00August 1st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Would I satisfy Total and Permanent Disability Insurance if I have been off work for two years due to sickness or accident?

Q. Why would I need to pay for personal Income Protection insurance?

Q. If I am an employee and therefore have Workers [...]

By |2019-09-04T09:39:37+10:00August 1st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Why would I need to pay for personal Income Protection insurance?

Q. Could you please explain what the change in deeming rates for Pensioners mean?

Q: Could you please explain what the change in deeming [...]

By |2019-09-04T09:40:15+10:00July 22nd, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Could you please explain what the change in deeming rates for Pensioners mean?