q and a from andrew heaven

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Q. What are the advantages of owning insurance inside Super?

Q. What are the advantages of owning insurance inside Super? [...]

By |2019-09-04T09:42:28+10:00February 25th, 2019|Blog, Media Articles, Q&A Andrew Heaven, Superannuation|Comments Off on Q. What are the advantages of owning insurance inside Super?

Q. What form of home assistance are seniors entitled to and who should we contact for help?

Q. Mum is 83, a widow and lives at home. [...]

By |2019-03-18T12:44:33+11:00January 24th, 2019|Aged Care, Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What form of home assistance are seniors entitled to and who should we contact for help?

Q. Mum is 87 and at an age where is struggling to care for herself. Our concern is to ensure mum is comfortable in her final years and can afford the care costs. What should we do?

Q. Mum is 87 and a widow, she is now [...]

By |2019-03-18T12:44:46+11:00January 23rd, 2019|Aged Care, Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Mum is 87 and at an age where is struggling to care for herself. Our concern is to ensure mum is comfortable in her final years and can afford the care costs. What should we do?

Q: I have been unemployed for 3 months and receive a fortnightly Newstart benefit.  I have been unable to find work and I am struggling to cover bills.  Can I access my Super to clear my debts?  I am 32 years old and single.

A: Generally, you cannot access your superannuation before reaching your [...]

By |2019-09-04T09:43:54+10:00November 10th, 2018|Blog, Media Articles, Q&A Andrew Heaven, Uncategorized|Comments Off on Q: I have been unemployed for 3 months and receive a fortnightly Newstart benefit.  I have been unable to find work and I am struggling to cover bills.  Can I access my Super to clear my debts?  I am 32 years old and single.

Q. We are looking to upgrade from a home unit to a family home.  How do banks determine our capacity to borrow and how much should we borrow without overextending ourselves?

A.  Broadly speaking, your lending eligibility is determined by your [...]

By |2019-09-04T09:44:03+10:00November 3rd, 2018|Blog, Media Articles, Q&A Andrew Heaven, Uncategorized|Comments Off on Q. We are looking to upgrade from a home unit to a family home.  How do banks determine our capacity to borrow and how much should we borrow without overextending ourselves?