Q and from the coach

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Q: With 30 June fast approaching, are there any last minute opportunities for tax benefits by contributing to Super? I am 66 and earn $36,000 from part-time work.

Q: With 30 June fast approaching, are there any last [...]

By |2020-06-26T13:10:31+10:00June 26th, 2020|Blog, Media Articles|Comments Off on Q: With 30 June fast approaching, are there any last minute opportunities for tax benefits by contributing to Super? I am 66 and earn $36,000 from part-time work.

Q: My wife works part-time Are there any other tax or Superannuation benefits we may be eligible for by making a contribution to her Superannuation fund?

Q: My wife works part-time for a 2 days a [...]

By |2020-06-26T13:10:40+10:00June 26th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: My wife works part-time Are there any other tax or Superannuation benefits we may be eligible for by making a contribution to her Superannuation fund?

Q. What is an Interest-Only Loan? How do they work, and what are the main advantages or disadvantages?

What is an interest-only loan? An interest-only loan is when [...]

By |2019-11-22T13:58:26+11:00November 22nd, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What is an Interest-Only Loan? How do they work, and what are the main advantages or disadvantages?

Q. What is an Investment Risk Profile and what are the things to consider in choosing a long term investment for your allocated pension in retirement?

Q. What is an investment risk profile and what should [...]

By |2019-11-01T10:32:06+11:00November 1st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What is an Investment Risk Profile and what are the things to consider in choosing a long term investment for your allocated pension in retirement?

Q. The difference between Discretionary Trust and Unit Trust and how they work and its pros and cons?

Q: I have been advised to set up a Discretionary [...]

By |2019-10-28T10:34:47+11:00October 28th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. The difference between Discretionary Trust and Unit Trust and how they work and its pros and cons?

Q: Can you explain how Centrelink assess my income and assets in determining my entitlement to the Aged Pension?

Q: Can you explain how Centrelink assess my income and [...]

By |2019-10-21T14:08:28+11:00October 21st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: Can you explain how Centrelink assess my income and assets in determining my entitlement to the Aged Pension?

Q. Is it possible for me to leave my half of our shares to one of our children. Therefore, the shares would be held jointly in the names of my wife and our son upon my death.? What will happen with the pa

Q: I am 87 years old and my wife is [...]

By |2019-10-21T13:42:57+11:00October 21st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Is it possible for me to leave my half of our shares to one of our children. Therefore, the shares would be held jointly in the names of my wife and our son upon my death.? What will happen with the pa

Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. I have received an offer to buy CommBank PERLS [...]

By |2019-10-15T09:47:59+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Hybrid Investment vs Term Deposits: with interest rates available on term deposits now offering less than 2%, should I consider taking up the offer?

Q. What is the deadline for lodging this year’s tax return? What are the penalties and consequences I will face if I lodge my tax return after the due date?

Q. I have not lodged my tax return for the [...]

By |2019-10-14T14:13:20+11:00October 14th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What is the deadline for lodging this year’s tax return? What are the penalties and consequences I will face if I lodge my tax return after the due date?

Q. Binding Death Benefit Nomination versus Reversionary Beneficiary: What’s the difference?

Q: I am 65 and married. I have a Superannuation [...]

By |2019-09-06T17:04:22+10:00September 6th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Binding Death Benefit Nomination versus Reversionary Beneficiary: What’s the difference?