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Q: I am preparing my Income tax return and I have distributions from ETF in the financial year. Will I receive a tax statement for the Financial Year?

Q: I am preparing my Income tax return and I [...]

By |2020-07-17T16:16:52+10:00July 17th, 2020|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q: I am preparing my Income tax return and I have distributions from ETF in the financial year. Will I receive a tax statement for the Financial Year?

Q. Could you please explain the difference between purchasing the property as “Joint Tenants” as opposed to “Tenants in Common”?

Q: I have just purchased a property jointly with my [...]

By |2019-09-06T17:29:16+10:00September 6th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Could you please explain the difference between purchasing the property as “Joint Tenants” as opposed to “Tenants in Common”?

Q. I need to seek a short term residential care for dad whilst I am away. What options do I have available?

Q: Dad is 92 and lives at home with the [...]

By |2019-09-04T09:38:11+10:00September 2nd, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. I need to seek a short term residential care for dad whilst I am away. What options do I have available?

Q. How can we ensure mum is comfortable in her final years and can afford the care costs?

Q: Mum is 89 and a widow, she is struggling [...]

By |2019-09-04T09:38:20+10:00September 2nd, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. How can we ensure mum is comfortable in her final years and can afford the care costs?

Q. How do I apply for home assistance for my widowed mother and who should we contact for help?

Q. Mum is 89, a widow living independently at home. [...]

By |2019-09-04T09:38:43+10:00August 26th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. How do I apply for home assistance for my widowed mother and who should we contact for help?

Q. Could you please explain how the Superannuation “Catch Up provisions” that came into effect from 1 July 2019 will work. I am 57 and have a Super balance of $410,000. I earn $110,000 a year and have only received the 9.5% Employer Superannuation Contributions.

Q. Could you please explain how the Superannuation “Catch Up [...]

By |2019-09-04T09:38:53+10:00August 15th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. Could you please explain how the Superannuation “Catch Up provisions” that came into effect from 1 July 2019 will work. I am 57 and have a Super balance of $410,000. I earn $110,000 a year and have only received the 9.5% Employer Superannuation Contributions.

Q. What is the difference between active portfolio management and passive portfolio management?

Q. What is the difference between active portfolio management and [...]

By |2019-09-04T09:39:05+10:00August 15th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. What is the difference between active portfolio management and passive portfolio management?

Q. I would like to invest into shares either through an Exchange Traded Fund (ETFs) or a Managed Fund. Can you please explain the difference?   

Q. I would like to invest into shares either through [...]

By |2019-09-04T09:39:16+10:00August 15th, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. I would like to invest into shares either through an Exchange Traded Fund (ETFs) or a Managed Fund. Can you please explain the difference?   

APRA’s changes set to increase customers borrowing power

Q. What are the changes Australia Prudential Regulation Authority (APRA) [...]

By |2019-09-04T09:39:46+10:00July 31st, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on APRA’s changes set to increase customers borrowing power

Q. My Superannuation may be transferred to the ATO as an inactive account.  What does this mean and what options do I have?

Q: I have received a letter from my Super fund [...]

By |2019-09-04T09:40:03+10:00July 22nd, 2019|Blog, Media Articles, Q&A Andrew Heaven|Comments Off on Q. My Superannuation may be transferred to the ATO as an inactive account.  What does this mean and what options do I have?