Believe it or not, but it is tax time once again! Inside this edition, we include a quick reference checklist (a full copy is available on our website), however, our focus is on the importance of planning ahead and incorporating your tax planning into your overall financial planning.

We also include an article about the impact that the serious illness of a child could have on your family. Whilst it is a difficult subject, it is not one to ignore.

With much talk about interest rates, market volatility and whether cash is a good safe investment, we have also included an article about an alternative to consider, “Bonds”.

Finally, we have asked John Grenshaw to contribute a piece to this newsletter, in which he talks about the importance of work/life balance and how he has made it work.

If you would like to discuss any of your financial matters prior to the end of the financial year, please call us to make an appointment.

Click here to view the full copy of Winter 2012 edition of Wealth & Health